Ready to buy? Let’s get you pre-approved! Lock in your rate and shop with confidence!

Preparing to purchase your first home? Stepping into the world of home-ownership for the first time is an exciting and rewarding time. It can also be overwhelming and confusing; there are many things to consider. The great news is that we’ve helped thousands of home-owners with their mortgage needs. We’re here to walk you through the entire process. We are the mortgage pro’s!

• Don’t simply “sign back” your mortgage renewal offer from you existing lender. Don’t assume you will be offered the best available rate (this is often not the case). Let us take a look at your renewal offer to determine if it’s worth staying with your existing lender or if it’s time to make a switch. Ensure you are in the best mortgage product at a great rate!

Looking to get out of a high rate mortgage? Need access to your available equity? A mortgage refinance is an opportunity to reduce your rate and/or unlock the equity. Whether it’s for debt-consolidation, a sought after renovation, or an investment opportunity; we’ll get you the money you need, at the best available rate!

Are you coming back from a life event that affected your credit? Looking to improve your current situation? We have mortgage lenders who will consider bruised credit (for your right-now solution) and/or work with you to start improving your credit for the best mortgage rate in the future!

Retiring shouldn’t mean having to sell your home or adding additional debt to make staying in your home possible. We have access to reverse mortgage options which allow Canadians a safe and secure way to access up to 55% of the value of their home. If you are 55+ this may be your path to freedom and the opportunity to enjoy the best time of your life! Contact us for more information on how to put this to work for you and/or a loved one!

• Do you need to dissolve ties with your ex (or soon to be) ex-spouse? Are one of you looking to stay in the “matrimonial home”? The Spousal Buyout is available for those who are in the process of a legal separation where assets/property are being divided. This mortgage allows for one of the jointly titled homeowners to buy the other out (includes common-law partners); allowing you to move forward with life. Separation is hard enough, let us help alleviate some of the stress.

Have you immigrated or relocated to Canada within the last 5 years? Do you have a valid work permit or permanent residency? If you have answered yes to both these questions you can own a home for as little as 5% down payment. Contact us for more details – we’d love to help make your dreams of owning a home in Canada a reality!

Are you looking to undertake the construction of a custom-built home, investment or vacation property? Construction loans are available. While they are common, they are not your usual mortgage. Put our expertise to work for you!